FAQ Group: Fixed Deposits & Bonds

All Frequently Asked Questions related to Fixed Deposits & Bonds!

Fixed Deposit is a money market instrument offered by banks as well as NBFCs (Non-Banking Financial Companies). It is a very good way to grow your savings without taking any risk.


It is by far one of the most prominent avenue which enables you to deposit a big amount with your financial partner, and choose a time-period as per your feasibility. On completion of that time-frame, the deposit along with the interest earned during that time is available for your perusal.


Another advantage is that once your investment amount has been locked in at a specific rate of interest and it remains unaffected by any further changes in the market. Therefore, you get guaranteed returns on your deposit and this makes it one of the safest and assured investments. You can choose to get your interest on your Deposit on a periodic basis, or at maturity. Normally, the criteria for a Fixed Deposit is that the money cannot be withdrawn before maturity.


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